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Municipal Lease

GM Financial’s Municipal Lease is the right choice for financing the vehicles you need for your municipality. This financing option allows a public entity to purchase essential-use vehicles by making lease payments over the useful life of the asset. The payments under a lease program are subject to annual budgetary appropriation and are typically included as a line item in the operating budget and not considered debt.

Advantages of Municipal Lease

  • Low, tax-exempt rates
  • Easy and convenient documentation
  • No processing fees
  • Master lease agreement available for multiple-unit purchases
  • No excess wear-and-tear issues
  • No mileage restrictions
  • Service contracts can be included
  • Municipality titled as owner at time of purchase
  • Annual, semi-annual, or quarterly payment options
  • Immediate acquisition of vehicles at current prices
  • Preserves cash flow – 100% financing available

Who qualifies Municipal Leasing?

Most political subdivisions and their agencies, as defined in IRS Section 103, are eligible. Examples include:

  • States
  • Counties
  • Cities, Towns, Villages
  • Fire Departments
  • Police Departments
  • Park Districts
  • Water Districts
  • School Districts
  • Public Hospitals
  • EMS Departments

Learn more about Municipal Leasing today, or find a local GM dealer near you. Additional GM Financial business vehicle products coming soon!