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GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.
Get to know our leadership teams for Corporate, North America and International Operations.
Read the latest news from GM Financial.
We work with diverse suppliers as part of a strategic sourcing and procurement process.
GM Financial was founded as AmeriCredit in September 1992 and opened its first branch office in Fort Worth, Texas. On October 1, 2010, AmeriCredit Corp. was acquired by General Motors Company and renamed General Motors Financial Company, Inc. (GM Financial). In 2011, GM Financial acquired FinanciaLinx to serve GM dealers and customers throughout Canada. In November 2012, GM Financial announced the acquisition of its international operations. The majority of those acquisitions were finalized in 2013, with the remaining market, a 35 percent equity interest in a joint venture in China, acquired in January 2015.
GM Financial’s success is largely dependent on building strong, lasting relationships with our dealers and the consumer customers that we serve. This is why we are committed to providing best-in-class customer service, while promoting open, honest communication at all levels.
Our executive team and all employees must adhere to GM Financial’s Code of Business Conduct and Ethics. Our Code outlines the principles by which all team members conduct business with customers, suppliers and each other. These principles apply to all GM Financial team members and affiliates and although it does not cover every issue that may arise, the Code provides guidelines for all employees in regard to their business conduct.
For a deeper understanding of expectations and guidelines set forth for the entire GM Financial team, please review GM Financial’s Code of Business Conduct and Ethics policies below.
[PDF] GM Financial Code of Ethical Conduct for Senior Financial Officers
To learn how our business works, download Inside Track, a roadmap to understanding GM Financial’s primary operations. The guide provides an overview of operational groups across the company, as well as a visual map of the loan origination and servicing process from start to finish. With this step-by-step guide, you can learn exactly how we provide financing — from a borrower’s initial visit to the car dealership to GM Financial’s purchase of the contract, helping the borrower, collection efforts, and finally, to a borrower paying off his or her contract.
Download Understanding Securitizations PDF
GM Financial’s International Operations conducts business in Latin America and China. International Operations offers a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of the international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences and national requirements in local markets.
In 2004, IO broke new ground when it formed a joint venture automotive finance company, the first to be approved and operational in China. IO’s joint venture partners are currently Shanghai Automotive Group Finance Company Ltd and Shanghai General Motors Corporation Limited. Renamed SAIC-GMAC Automotive Finance Company Limited in 2015, it is now the market leader.
IO services dealers and customers in various Latin American countries with traditional and innovative automotive finance products. The first country operations were established in 1931 in Mexico. Other markets served are Brazil, Chile, Colombia and Peru.
We are experiencing tremendous growth and have a variety of opportunities in our Consumer and Dealer Services division, as well as in the corporate functions that support them. Help us put customers behind the wheel of their next vehicles.
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