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Unlock a Smarter Financial Future

No matter what stage of life you're in, the right tools and information help you make smarter financial decisions.

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KEYS® by GM Financial is committed to empowering mobility for all consumers by giving them the resources they need to manage money, understand credit and navigate the dealership experience. 

Get started on a path to a brighter financial future with free online training.

Calculators

Want to calculate your payment, lease mileage or budget for your next vehicle? Use these calculators to decide your next move. 

Estimate Monthly Payment

Find your estimated monthly payment.

Estimate Loan Amount

Calculate your loan amount based on your desired monthly payment. 

Financial Articles

Articles to help you drive smarter decisions and live the life you want. 

Closeup of fuel pumps

Ross Appleton / August 12, 2022

3 Smart Steps to Combat Fuel Costs

Rising fuel prices make harsh demands on businesses, but those who are intentional will find hidden opportunities to cut costs.

From above, relaxed mature couple floating in the sea.

Nicole Mayer / August 11, 2022

Planning for Retirement With Your 401(k)

Get answers to your most pressing questions about saving for retirement.

College student doing work on her dorm room bed.

Katrina Lewis / August 08, 2022

Lighten Your Loan Load

Welcome to Student Loans 101! Discover how student loans factor into financial aid and ways to help reduce the amount you borrow.


See What It Takes

Ready to get in the driver's seat? These videos show you what you need to get there.

Resources

Credit Information



Download our credit education brochure


Major Credit Bureaus

Up to 90% of top lenders use credit scores when making lending decisions. Each of the following credit bureaus collect information about your financial habits to generate a unique credit report.

Transunion
Experian
Equifax


Budgeting Tools



Download our budget worksheet


Dealer Locator

Find a dealer in your area to answer questions and help you get in the driver's seat.

Find a dealer


Online Prequalification Application

Save time by applying to prequalify for financing before you head to the dealership.


Apply now


Car-Buying Resources

Use these resources to estimate your trade-in value, find GM certified vehicles and more.

Kelley Blue Book
NADA
GM Certified

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