What are my financing options?
As you consider your next vehicle, several financing options are available. Check out the chart below for a more informed decision.
No matter what financing option you go with, save time by completing an online prequalification application. It’s quick, easy and won’t affect your credit score.
When you’re ready to see local vehicle options, explore limited-time GM offers here.
Lease or Buy Comparison
Leasing | Buying |
Vehicle TypeNew | Vehicle TypeNew or Certified Pre-Owned |
TermsTypically 24-36 months | TermsUp to 84 months |
Mileage OptionsCustomizable | Mileage OptionsUnlimited |
Estimated CostsPayments cover a portion of the vehicle’s value during your agreement, allowing for lower monthly payments. | Estimated CostsPayments cover the vehicle cost over the course of your contract, which may make it higher than a lease. |
End of TermPurchase, return your vehicle, lease or buy new at lease end. The flexibility of leasing may be right for you. | End of TermYou’ll own your vehicle. You can sell or trade it in at any time during the contract term. The freedom of ownership may appeal to you. |
| LEARN ABOUT LEASING | DISCOVER BUYING |
I Want To Lease
The flexibility of leasing fits many drivers. Find out if leasing is your best choice.
I Want To Buy
Ready to buy a new GM vehicle? Learn what to do next.