Unlock savings and benefits: A guide to GM Rewards

Unlock savings and benefits: A guide to GM Rewards

Is there anything quite as thrilling as getting a new vehicle? For me, the opportunity to get a new car is a milestone in one’s life, and whether you lease or buy, it’s a way to start fresh and begin a new era. But what I found out when I bought my latest GM vehicle is that it can also be a way to start earning — rewards, that is.

What is GM Rewards?¹

GM Rewards^TM is a loyalty program designed to reward customers for interacting with General Motors and GM Financial services, including MyAccount, General Motors Insurance, GM-backed Protection products and through select purchases. Whether you’re financing, leasing or simply buying GM parts and accessories, GM Rewards lets you earn points that can be redeemed for valuable benefits.

Here’s a brief overview of GM Rewards benefits you can expect:

• Earn points for loyalty. From purchasing GM Genuine parts and eligible accessories to paying for GM Certified Service, most interactions with the brand can add to your points total.²
• Accelerate how you earn. Use a GM Rewards™ Mastercard^® from Barclays³ to earn up to 10X points on GM purchases. That's 7x for using your GM Rewards Card and 3x for being a GM Rewards member. Plus, you'll earn 3x on everything else. Pro tip: You can earn 30,000 bonus points after spending $1,000 on your card in the first 90 days of account opening.⁴  Apply now with Barclays.
• ·Redeem for savings. Use your points to make payments toward your GM Financial account balance⁵ or for discounts toward eligible parts and services, subscriptions for things like eligible OnStar service plans,⁶ or even future eligible new GM vehicle leases or purchases.⁷

Ways to earn GM Rewards points

Purchasing my new GM vehicle earned me one point for every $5 spent,⁸ which was just the beginning. GM Rewards is focused on everyday transactions, so I found I could earn benefits effortlessly. For example, after I bought my new vehicle, I decided to customize it with heavy-duty floor liners from GM Accessories to protect my new SUV from messy post-dog-park paws. That earned me three points for every dollar I spent.³

While at the dealership, I found out that as a GM Rewards member I could earn bonus points by setting up MyAccount to manage my payments and stay connected to GM Financial. With the MyAccount Welcome Bonus, I learned I could earn 1,000 bonus points by completing four quick actions⁹:

1. Downloading the GM Financial Mobile app for easy account management on the go.
2. Going paperless. I opted to get email notifications when digital statements are ready in MyAccount online or in the app.
3. Setting up Auto Pay. Automated recurring monthly payments deducted from my bank account ensures my payments will be on time every time.
4. Getting text alerts. I also chose to receive important account notifications through text.¹⁰

And because I’m a member, the points appeared in my GM Rewards member account once those easy tasks were checked off my to-do list.

Soon, I was eager to see where and how I could redeem my points.

How to use GM Rewards Points

One of my favorite things about GM Rewards is how simple it is to redeem points. The versatility gives me many ways to use my points:

• Applying points toward my GM Financial account balance.
• Discounts on GM Genuine parts, maintenance and accessories.
• Subscription savings for OnStar plans or other services.
• Exclusive access to GM events.

From the moment I earned my first GM Rewards points, I was excited to use them. When my new car was due for an oil change, I took it back to my GM dealership and used points to cover service from the Certified Service experts.¹¹

I also began using my GM Rewards Mastercard for necessities like groceries and gas, earning me three times the points for every dollar spent.² Then, once the holidays rolled around, I logged in to MyAccount and used some of those points toward my GM Financial account balance so I could budget a little more for gifts. And since I knew my sister was planning to get a new car, I set aside some points to transfer to her GM Rewards account as a present to her, and she used them to help with her new car purchase.¹²

Redeeming is as easy as logging in to MyAccount or talking directly with my dealership, but there are other ways to redeem as well. The expiration dates are clearly listed in my GM Rewards member account, and I can track my balance online without a hitch.

GM Rewards makes financing my GM vehicle feel like joining a welcoming community, and every redemption makes ownership more enjoyable. I can check my points balance through MyAccount, and I’m already planning future redemptions to cover maintenance costs and upgrades. I’m also saving my points for potential discounts on future GM purchases, like an OnStar subscription or a GM-backed protection product. Loyalty has never felt so rewarding.

Ready to try it for yourself? Visit GM’s website to enroll in GM Rewards.¹

Disclaimers:

¹Must be 18 years or older. Points may only be earned and redeemed at GM entities, participating dealers and participating third parties in the fifty United States and Washington, D.C. Points are not earned on taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work or body shop repair orders. Points may not be redeemed toward tax and shipping costs. Visit experience.gm.com/rewards/terms to view the GM Rewards Program Terms and Conditions.

²Must be a paid service, part or accessory. GM Rewards Members earn 3 points for every dollar spent, excluding taxes, discounts, rebates, credits, shipping fees, state inspection fees, warranty repair work and body shop repair orders.

^3.Offer subject to credit approval. This offer is available through this advertisement and may not be accessible elsewhere. Other offers may be available. For complete pricing and other details, please see the Terms and Conditions.

⁴Conditions and limitations apply. Please refer to the Introductory Bonus Offer section of the Terms and Conditions for more information about the introductory offer. Please refer to the Reward Rules within the Terms and Conditions for additional information about the rewards program.

⁵To be eligible, Members must have a GM or Cadillac Financial MyAccount and a minimum of 500 points available. Customer is still responsible for ensuring all required payments are made on time.

⁶See onstar.com for details and limitations. Services vary by model. Redemptions for OnStar® plans (the "OnStar®Services") require that a Member have an active OnStar Services account and the OnStar® account be inked to the Member's Account.

⁷May not be compatible with other offers. Dealer contribution may affect final consumer cost. Only available to Members at GM Rewards participating dealers.  Visit gmrewardsdealers.com for a list of participating dealers. Cardmembers my redeem at any dealership.

⁸Points earned are based on the vehicle MSRP. Points are not earned on taxes and fees. Only available to Members at GM Rewards participating dealers. Visit the GM Rewards Dealer Locator for a list of participating dealers.

⁹To qualify, eligible customers must have an active MyAccount. Eligible customers will receive a total of 1,000 points from GM Rewards by completing all five actions within the first 90 days of MyAccount registration. Eligible customers only qualify to receive the points award once. GM Rewards points will be awarded to customer’s GM Rewards profile within 30 business days of completing all five actions. Promotion only valid once per account, for a limited time only, and expires 90 days after GM Financial or Cadillac Financial MyAccount signiup.

¹⁰Message and data rates may apply.

¹¹Must be a paid service or parts. Points may not be redeemed toward tax and shipping costs. Only available to Members at GM Rewards participating dealers. Visit gmrewardsdealers.com for a list of participating dealers.

¹²Visit experience.gm.com/rewards/terms to view the GM Rewards Program Terms and Conditions for limitations on point transfers.

By Taylor Provost

GM Financial