Privacy – US Retail

Rev. 6/17

FACTS

WHAT DOES GM FINANCIAL DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons GM Financial chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does GM Financial share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 1-800-284-2271 or go to http://www.gmfinancial.com/contact-us.aspx

Who we are
Who is providing this notice? Companies with a "GM Financial" or "AmeriCredit" name; ACAR Leasing Ltd.; ALC Leasing Ltd.; Bay View Acceptance Corporation; Long Beach Acceptance Corp.; and financial companies with a "GM," "Buick," "Cadillac," "Chevrolet," "GMC," or "Buick-GMC" name (collectively, "GM Financial").
What we do
How does GM Financial protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does GM Financial collect my personal information? We collect your personal information, for example, when you
  • open an account or pay your bills
  • apply for financing or give us your income information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with an "AmeriCredit," "GM," or "General Motors" name; financial companies such as ACAR Leasing Ltd.; and nonfinancial companies such as OnStar LLC and Maven Drive, LLC.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include aftermarket product providers, financial service providers, auto dealers and manufacturers, insurance companies, marketers, and retailers.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers and insurance companies.
Other important information

For Vermont Customers: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. This information can be found at http://www.gmfinancial.com/privacy-us-retail.aspx or call 1-800-284-2271.

California Residents: We will limit sharing to the extent required by California law, which may differ from the practices described in this notice. Please refer to the separately-provided California Notice for additional privacy choices.

Privacy Opt Out

Please note that when you choose to opt out, you may be excluded from receiving many valuable new credit offers, as well as products and services with many benefits. If you DO NOT want to opt out at this time click on "Do Not Opt Out" below, and you will not be opted out.

If you are a customer and wish to opt out at this time, please enter the required information below and click "Opt Out".

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