Demand notes — known as Right Notes at GM Financial — are unsecured, floating-rate debt obligations that often offer higher interest rates than most savings accounts and can be redeemed at anytime.
In order to invest in the Right Notes, your registered address must be in the United States, and you must have a valid Social Security number or U.S. federal tax identification number. Investments can be made by individuals, corporations, partnerships, limited liability companies, firms, associations and trusts, or as custodial investments pursuant to the Uniform Gifts to Minors Act of the state in which you reside. You may invest individually or jointly with another eligible investor.
Since its acquisition by GM in 2010, GM Financial has rapidly grown to become GM’s global full captive finance company. You can learn more at gmfinancial.com. For information about earnings results, filings with the Securities and Exchange Commission and our current investor presentations, visit our Investor Center.
No, the Right Notes are not subject to the protection of any insurance, including FDIC insurance or regulation. An investment in the Right Notes is not equivalent to a savings, deposit or other bank account.
You can call the Right Notes Service Center at 1-844-556-1485. Our representatives are available Monday through Friday between 8 a.m. and 7 p.m. (ET).