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Privacy - US Retail
FACTS
WHAT DOES GM FINANCIAL DO
WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons GM Financial chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does GM Financial share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes—
to offer our products and services to you 		Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes—
information about your transactions and experiences 		Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness 		Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes
To limit our sharing:
  • Call toll-free 1-888-249-2763 – our menu will prompt you through your choices or
  • Visit us online: www.gmfinancial.com/Customers/PrivacyOptOut/PrivacyOptOut.asp

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?
Call toll-free 1-800-284-2271 or go to
www.gmfinancial.com/Customers/Questions_current_account.asp
Who we are
Who is providing this notice? The GM Financial family of companies.*
What we do
How does GM Financial protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does GM Financial collect my personal information? We collect your personal information, for example, when you
  • open an account or pay your bills
  • apply for financing or give us your income information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Our affiliates include companies with an "AmeriCredit" or "GM Financial" name (including units of AmeriCredit Financial Services, Inc. and GM Financial such as Buick Financial, Cadillac Financial, Chevrolet Financial, GM Financial, GM Financial Leasing and GMC Financial); financial companies such as ACAR Leasing Ltd., ALC Leasing Ltd., Bay View Acceptance Corporation, and Long Beach Acceptance Corp.; and nonfinancial companies such as OnStar LLC and other companies with a "General Motors" or "GM" name.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include financial service providers, motor vehicle manufacturers, motor vehicle dealers, insurance companies, aftermarket product providers, direct marketers, and retailers.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial service providers, motor vehicle manufacturers, motor vehicle dealers, insurance companies, aftermarket product providers, direct marketers, and retailers.
Other important information
CALIFORNIA AND VERMONT RESIDENTS: We do not share information we collect about you with nonaffiliates for purposes other than our everyday business purposes.
VERMONT RESIDENTS ONLY: We do not share information we collect about you with our affiliates for purposes other than marketing.

*ACAR Leasing Ltd., ALC Leasing Ltd., AmeriCredit Consumer Discount Company, AmeriCredit Consumer Loan Company, Inc., AmeriCredit Financial Services, Inc., GM Financial (including its Buick Financial, Cadillac Financial, Chevrolet Financial, GM Financial, GM Financial Leasing and GMC Financial units), Bay View Acceptance Corporation, and Long Beach Acceptance Corp. (collectively, "GM Financial")

 

Marketing Opt-out

  • GM Financial (described above*) is providing this notice.


  • You may limit GM Financial's Affiliates (defined above) from marketing their products or services to you based on your personal information that they receive from GM Financial. This information includes your income, your account history, and your credit score.


  • Your choice to limit marketing offers from GM Financial Affiliates will constitute your choice to limit all sharing of your personal information by GM Financial that you are permitted to limit (as described on the first page of this notice) and will apply until you tell us to change your choice.

To limit marketing offers, contact us as provided in the "To limit our Sharing" section on the first page of this notice.

Privacy Opt Out

Please note that when you choose to opt out, you may be excluded from receiving many valuable new credit offers, as well as products and services with many benefits. If you DO NOT want to opt out at this time click on "Don't Opt Out" below, and you will not be opted out.

Customer of Applicant Opt Out

If you are customer or applicant and wish to opt out at this time, please enter the required information below and click "Opt Out".

Account or Application Number  
Social Security Number  

Non Customer Opt Out

If you are not a customer or applicant and wish to opt out at this time, please enter the required information below and click "Opt Out".

Name  
Street Address  
City  
State  
ZIP  
Phone
 
E-mail  
Social Security Number  

Thank You For Visiting GMFinancial.com.

For customer service questions, please call 1-800-284-2271 from 7 a.m. to 8 p.m. Monday – Thursday, 7 a.m. to 7 p.m. Fridays, or 7 a.m. to 4 p.m. on Saturdays.

We are here to offer you a wide range of services to help with your auto-related needs, including expert auto advice and the ability to manage your account online.