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Leadership Team

Daniel E. Berce

Daniel E. Berce

President and Chief Executive Officer

DANIEL E. BERCE has been President and Chief Executive Officer since August 2005. Previously, he served as President from 2003 to 2005, and Chief Financial Officer from 1990 to 2003. Prior to joining the company, Mr. Berce was an auditor with Coopers & Lybrand for 14 years and was a partner with the firm. He is a Certified Public Accountant.

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Steven P. Bowman

Steven P. Bowman

Executive Vice President and Chief Credit and Risk Officer

STEVEN P. BOWMAN has been Executive Vice President and Chief Credit and Risk Officer since January 2005. Previously, he was Executive Vice President and Chief Credit Officer from 2000 to 2005. He served as Senior Vice President, Risk Management, from 1998 to 2000; Vice President, Risk Management, from 1997 to 1998; and Assistant Vice President, Risk Management, from 1996 to 1997. Prior to joining the company, Mr. Bowman held various financial management positions with Bank One and Mellon Bank.

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Chris A. Choate

Chris A. Choate

Executive Vice President and Chief Financial Officer

CHRIS A. CHOATE has been Executive Vice President and Chief Financial Officer since June 2014. Previously he was Executive Vice President, Chief Financial Officer and Treasurer from 2005 to 2014. He was Executive Vice President, Chief Legal Officer and Secretary of the company from 1999 to 2005. He served as General Counsel and Secretary from 1993 to 1999 after joining the company as Assistant General Counsel in 1991. Prior to joining the company, Mr. Choate was with Jones, Day, Reavis and Pogue in Dallas, Texas.

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Connie Coffey

Connie Coffey

Executive Vice President, Corporate Controller and Chief Accounting Officer

CONNIE COFFEY has been Executive Vice President, Corporate Controller and Chief Accounting Officer since June 2014. Previously she was Executive Vice President and Corporate Controller from 2012 to 2014. She was Senior Vice President, Accounting and Reporting, from 2002 to 2012. She served as Vice President, Non-Public Financing and Reporting, in 2002; Vice President, Structured Finance and Reporting, from 2000 to 2002; and, Assistant Vice President, Treasury, Operations and Reporting, in 1999. Prior to joining the company, Mrs. Coffey was an audit manager for PriceWaterhouseCoopers.

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Doug Johnson

Doug Johnson

Executive Vice President and Chief Legal Officer

DOUG JOHNSON has been Executive Vice President and Chief Legal Officer since July 2013. Previously, he was Senior Vice President and Associate Counsel from 2004 to 2013. He served as Vice President and Associate Counsel from 2001 to 2004 and was Assistant Vice President and Associate Counsel from 2000 to 2001. Before joining GM Financial, Mr. Johnson served as in-house counsel at Mercedes Benz Credit and Chrysler Financial. Prior to that time, he was engaged in private legal practice primarily handling matters representing financial institutions.

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Patrick Rayball

Patrick Rayball

Executive Vice President and Chief Information Officer

PATRICK RAYBALL has been Executive Vice President and Chief Information Officer since December 2012. Previously, he was Senior Vice President, ITS Software Solutions, from 2005 to 2012. He served as Senior Vice President, ITS Customer Service, from 2000 to 2005; Vice President, ITS Dealer Services, from 1999 to 2000; and, Vice President, Client Relations, from 1997 to 1999. Prior to joining the company, Mr. Rayball worked as a technical project manager for Bank One.

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Susan Sheffield

Susan Sheffield

Executive Vice President and Treasurer

SUSAN SHEFFIELD has been Executive Vice President and Treasurer since June 2014. Previously, she was Executive Vice President, Corporate Finance from 2008 to 2014. She served as Senior Vice President, Structured Finance, from 2004 to 2008 and Vice President, Structured Finance, from 2003 to 2004. Ms. Sheffield joined the company in 2001 as part of the Investor Relations department. Prior to joining the company, she worked in corporate and commercial banking for 13 years, primarily for JPMorgan and Wells Fargo Bank. Ms. Sheffield has more than 20 years of experience in the financial services industry.

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Dan Bickmore

Dan Bickmore

Senior Vice President and Chief Compliance Officer

Dan Bickmore has been Senior Vice President and Chief Compliance Officer since October 2013. Previously, he served as Assistant General Counsel at Mercedes-Benz Financial Services USA, LLC, from 2007 to 2013, and Associate General Counsel at DaimlerChrysler Financial Services Americas, LLC, from 2002 to 2007. Prior to that, he held various leadership positions in Legal at Mercedes-Benz Credit Corporation from 1994 to 2001. Mr. Bickmore has more than 25 years of legal and compliance experience in the finance industry. He was engaged in private legal practice from 1983 to 1987.

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Lesa Powell

Lesa Powell

Senior Vice President, Audit Services

Lesa Powell has been Senior Vice President, Audit Services since October 2000. Previously, she held the position of Vice President, Internal Audit, from 1997 to 1999. Ms. Powell has nearly 25 years of experience in the financial services industry. Prior to joining GM Financial, she worked at NationsBank as an auditor and compliance officer, and at Central Bank and Trust as an auditor.

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Kyle Birch

Kyle Birch

Executive Vice President and Chief Operating Officer North America

KYLE BIRCH has been Executive Vice President and Chief Operating Officer North America since October 2013. Previously, he was Executive Vice President, Dealer Services, from 2003 to 2013. He served as Senior Vice President, Dealer Services, from 1999 to 2003. Mr. Birch joined the company in 1997 as part of the Strategic Alliances group, where he established our National Credit Center and helped build our company's dealer group and bank alliance relationships. Prior to joining the company, he worked for the FDIC for 12 years. Mr. Birch has more than 30 years of experience in the financial services industry.

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Robert Beatty

Robert Beatty

Executive Vice President, Specialty Areas

ROBERT BEATTY has been Executive Vice President, Specialty Areas, since April 2012. Previously, he was Senior Vice President, Corporate Servicing, from 2007 to 2012. He served as Vice President, Corporate Servicing, from 2005 to 2007 and Assistant Vice President, Dialer Administration, from 2002 to 2005. Prior to joining the company, Mr. Beatty served in various roles at Ford Credit from 1997 to 2002 and worked in the financial services industry in Frankfurt, Germany, from 1991 to 1997.

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Scott Dishman

Scott Dishman

Executive Vice President, Servicing

SCOTT DISHMAN has been Executive Vice President, Servicing since April 2012. Previously, he was Senior Vice President, Corporate Collections and Loss Mitigation, from 2005 to 2012. He served as Vice President, Center Operations, from 2003 to 2005; Vice President, Consumer Services and Collections from 1999 to 2003; and Assistant Vice President Collections Consumer Segment, from 1998 to 1999. Prior to joining the company, Mr. Dishman held various positions in credit and collections at Ford Credit from 1993 to 1998.

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Jonas Hollandsworth

Jonas Hollandsworth

Executive Vice President, U.S. Sales and Credit Operations

JONAS HOLLANDSWORTH has been Executive Vice President U.S., Sales and Credit Operations, since April 2011. Previously, he was Senior Vice President, U.S. Regional Sales and Credit Operations, from 2008 to 2011 and Vice President, Branch Originations, from 2005 to 2008. Prior to that, Mr. Hollandsworth held the positions of Vice President and Assistant Vice President in Financial Planning and Analysis from 2001 to 2005. He joined the company in 1999 as a Budget Analyst. Prior to joining the company, Mr. Hollandsworth was a financial analyst for Citigroup (formerly The Associates) and Northrop Grumman.

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Jimmy Vance

Jimmy Vance

Executive Vice President, Pricing Analytics and Product Development

JIMMY VANCE has been Executive Vice President, Pricing Analytics and Product Development, since April 2011. Previously, he was Senior Vice President, Pricing and Product Development, from 2010 to 2011; Senior Vice President and Operations Controller from 2006 to 2010; Vice President, Financial Planning and Analysis, from 2001 to 2006, and held other financial planning and analysis positions in Dealer Services. Prior to joining GM Financial, Mr. Vance worked in accounting for Tenneco and in finance for Tandy Corporation.

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Mark Bole

Mark Bole

President, International Operations

MARK BOLE has been President, International Operations since April 2013. Previously, he served as Executive Vice President, International Operations from 2006 to 2010; Group Vice President, European Operations from 2003 to 2006; and Vice President, Asia Pacific Operations from 2001 to 2003. Prior to that, he was Director, New Markets and Strategic Initiatives from 1998 to 2001; Director, Latin American Operations from 1996 to 1998; and Director, Latin America Borrowings from 1994 to 1996. Bole joined the company in 1985 in Detroit and served in a variety of roles. In 1991, he transferred to the European Treasury Center in Brussels, Belgium, and returned to the U.S. in 1994.

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David Brinkman

David Brinkman

Executive Vice President, Brazil, Chile, Colombia and President of Banco GMAC Brazil

DAVID BRINKMAN has been Executive Vice President, Brazil, Chile and Colombia, and President of Banco GMAC Brazil, since October 2013. Previously, he was Regional Vice President for Latin American Operations, beginning in 2001. From 1999 to 2001, Mr. Brinkman was Retail Business Unit Leader for GMAC's European Operations. Prior to that, he served as Managing Director of Banco General Motors and GM Leasing in Brazil. Mr. Brinkman joined the company in 1987 and held various positions, including Business Development Manager and Branch Manager.

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Anthony Ferdinandi

Anthony Ferdinandi

Executive Vice President, Italy, France, Benelux

ANTHONY FERDINANDI has been Executive Vice President, Italy, France, and Benelux since April 2013. Previously, he was Managing Director, Italy beginning in 2003, and was responsible for France and Benelux beginning in 2010. In addition to these roles, Mr. Ferdinandi was Internal Control Assurance Director for nine European noncontiguous countries from 2008 to 2009. Prior to that, he served as Managing Director, Venezuela from 1999 to 2003, Vice President and Operations Manager, Argentina from 1997 to 1999, and Finance Manager and Credit Manager, Mexico from 1995 to 1997. Mr. Ferdinandi joined the Italian operations in 1985 and held various management positions within the company.

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Randy Hanna

Randy Hanna

Executive Vice President and Chief Information Officer, International Operations

RANDY HANNA has been Executive Vice President and Chief Information Officer, International Operations since April 2013. Prior to joining GM Financial, Mr. Hanna spent four years with Ally Financial, his final position being Chief Information Officer, International Operations. Mr. Hanna previously spent nine years with General Motors in roles of increasing responsibility. His last role with GM was as CIO North American Service and Parts Operations and Global Development / Deployment Executive.

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Joseph Hoo

Joseph Hoo

Executive Vice President, General Counsel, International Operations

JOSEPH HOO has been Executive Vice President, General Counsel, International Operations, since April 2013. He has worked with International Operations since 2001, most recently as General Counsel of International Operations from 2005 to 2013, and initially as Regional Counsel for Asia Pacific Operations from 2001 to 2005. Before joining the company, Mr. Hoo worked at Grant Samuel, an independent corporate advisory group; Jesuit Publications; and Macquarie, an Australian investment bank. He began his career in 1994 as a solicitor in the banking and finance department of Australian law firm Clayton Utz.

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Mike Kanarios

Mike Kanarios

Executive Vice President and Chief Financial Officer, International Operations

MIKE KANARIOS has been Executive Vice President, Chief Financial Officer, International Operations since April 2013. Previously, he was Chief Financial Officer from 2009 to 2013, and served as Treasurer for International Operations from 2008 to 2009. Prior to this, he served as CFO, Latin American Automotive Finance from 2006 to 2008. Before joining the company in 2006, Mr. Kanarios spent nine years with General Motors holding a number of leadership positions in treasury, finance, and mergers and acquisitions. His last role at GM was Controller of GM North America.

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Rodrigo Lopes

Rodrigo Lopes

Executive Vice President, Mexico

RODRIGO LOPES has been Executive Vice President, Mexico, since January 2014. Previously, he was Managing Director in Colombia and Chile from 2008 to 2013. Prior to that time, he served in various positions, including Operations Manager in Mexico from 2007 to 2008, Operations Manager in Brazil from 2005 to 2007, and Retail Credit and Collections Manager in Brazil from 2003 to 2005. Mr. Lopes joined the company as an F&I consultant in 1997.

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Enrique Mendoza

Enrique Mendoza

Executive Vice President, New Markets and Strategic Initiatives, International Operations

ENRIQUE MENDOZA has been Executive Vice President, New Markets and Strategic Initiatives (NMSI), International Operations since April 2013. Previously, he was Executive Director, Business Process Excellence in Consumer Services from 2011 to 2013. From 2009 to 2011, he served as European Servicing leader. Prior to that, he held different management positions, including Managing Director, Venezuela and Greece, and Operations Manager in Puerto Rico and Italy. Mr. Mendoza began his career with the company in 1998.

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Geoff Merson

Geoff Merson

Executive Vice President, Human Resources, International Operations

GEOFF MERSON has been Executive Vice President, Human Resources, International Operations since April 2013. Previously, he was Head of International Operations HR beginning in 2007. Prior to that, he was European HR Director from 2003 to 2007. Before joining the company in 2003, Mr. Merson held the position of Vice President, Human Resources, at Callahan Associates, TXU Europe and Nortel Networks.

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Jim Nagy

Jim Nagy

Executive Vice President, Loan Review Group, International Operations

JIM NAGY has been Executive Vice President, Loan Review Group, International Operations since February 2014. Previously, he was Executive Vice President, Mexico beginning in April 2013. Prior to that, he was Managing Director in Mexico from 2011 to 2013. From 2002 to 2011, he served as Regional Director of Sales, Regional Director of Consumer Risk, Area Vice President, Area Manager and Director Commercial Services Group in the U.S. for the North American Operations. From 1999 to 2002, Mr. Nagy was Managing Director in the Netherlands. From 1995 to 1999, he was Managing Director in Venezuela. Nagy joined the company in 1980 and served in various functions such as Sales Supervisor, Credit Manager, Branch Manager and Business Development Manager.

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Richard Niedziolek

Richard Niedziolek

Executive Vice President and Chief Risk Officer, International Operations

RICHARD NIEDZIOLEK has been Executive Vice President and Chief Risk Officer, International Operations, since April 2013. Prior to this, he was the Commercial Chief Risk Officer from 2012 to 2013; Executive Director Commercial Credit Operations from 2011 to 2012; Director International Operations from 2009 to 2011; and, President and Managing Director of GMAC Bank Poland from 2007 to 2009. Mr. Niedziolek joined the company in 1989 and has since held a number of management positions in accounting, audit, finance, mergers & acquisitions, and treasury.

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Ed Paulat

Erhard (Ed) Paulat

Executive Vice President, U.K., Germany, Austria, Switzerland, Sweden

ERHARD (ED) PAULAT has been Executive Vice President, U.K., Germany, Austria, Switzerland and Sweden since April 2013. In the same year, he was named Managing Director of GMAC Bank in Germany, which he had been overseeing as Chief Operating Officer together with Austria and Switzerland, beginning in 2012. Mr. Paulat served as Managing Director U.K. beginning in 2007, and assumed responsibility for Sweden in 2010. Prior to that, he held leadership roles in various areas, including audit and commercial credit. He joined the company in 1992.

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Gabriela Rosende

Gabriela Rosende

Executive Vice President, Process Excellence, Compliance and Operational Risk, International Operations

GABRIELA ROSENDE has been Executive Vice President, Process Excellence, Compliance and Operational Risk, International Operations since January 2014. Previously, she was Executive Director for operations in Mexico from 2010 to 2014. Prior to that, she was Managing Director, Colombia from 2007 to 2010, and Managing Director, Venezuela from 2003 to 2007. Before joining the company as Accounting Supervisor in 1994, Ms. Rosende worked for Blue Cross Blue Shield of Massachusetts, Inc., and Boston Safe Deposit and Trust Company.

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Carrie Schrader

Carrie Schrader

Senior Vice President, International Audit, International Operations

CARRIE SCHRADER has been Senior Vice President, International Audit, International Operations since July 2013. She was Director, Audit, International Operations from 2008 to 2011. From 2011 to 2013, she served as IT Audit Leader at General Electric. During her career, Ms. Schrader served in various audit management roles in companies such as KPMG, Deloitte and Handleman. Her certifications include CFE, CISA, CBM, CGEIT and CRISC.

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